HEAD CREDIT RISK – Cameroun
UBA Cameroon
Lieu, Non spécifié, Cameroon
·12 Aug. 2023
·Non spécifié
·Banque - Finance
·Autres
Nous recherchons un HEAD CREDIT RISK
Role & Responsibilities
- Recommend for approval facilities, risk mitigating factors, structures, terms and conditions for the bank’s credits after appropriate analysis.
- Evaluate third-party risk analysis of credits and make appropriate recommendations.
- Oversee post-approval assessment of credit facilities and initiate appropriate follow-up action
- Ensure that all credit requests comply with the bank’s credit policy and procedure.
- Ensure that relevant credit approval procedure and processes are complied with at all times
- Effectively coordinate the activities of the members of the department to ensure that performance targets are achieved
- Train credit analyst to enhance their skills and knowledge of relationship officers/managers through participation in the training and personal developments
- Review deal memos and product programmes and offer relevant advice based on detailed analysis
- Develop and improve the quality of credit presentation/submission in the bank
- Prompt rendition of daily, weekly and monthly performance returns of the department to the CCO
- Carry out other assigned tasks by the country CEO Proactive identification of emerging Risks in the Bank and the development of Controls for the benefit of all stakeholders
- No of loan loss provisions were made fore
- Compliance with internal and external policies and regulations
- Quality of credit asset portfolio
- Customer satisfaction index
- Good external credit rating
- Value addition to credit requests
- Effective supervision/management of all subordinates to achieve team’s goals
- Minimum of Bachelors Degree
- Professional Qualifications
- Minimum of 6years- credit Risk – control , credit administration experience.
- Financial accounting
- Credit analysis and risk assessment
- Good knowledge of the country economics and market dynamics
- Good knowledge of the bank’s policies and procedures
- Good knowledge of credit products
- Good analytical skills
- Excellent writing skills
- Good presentation skills
- Good interpersonal skills
- Strong team player and excellent organization skills
- Attention to details
- Good communication skills
» Années d'expérience: Entre 5 ans et 8 ans
» Niveau Académique Minimum: Licence
» Resume