CREDIT CONTROL TEAM / CONTROLEUR CREDIT

CREDIT CONTROL TEAM / CONTROLEUR CREDIT – Cameroun

UBA Cameroon

Lieu, Non spécifié, Cameroon

12 Feb. 2023

Non spécifié

Comptabilité - Gestion

Comptable

Description

UBA CAMEROUN RECRUTE
Nous recherchons un CONTROLEUR CREDIT
Votre profil correspond au poste ? Alors postulez maintenant
---------------------------------------
UBA CAMEROON IS HIRING
We are looking for a CREDIT CONTROL TEAM MEMBER
Do your profile match the requirements of the position ? APPLY NOW

Missions / Responsabilités / Activités

Responsible for the Credit and loan documentation review process and ensuring that all approved income/fees due to the bank are stated in the disbursement documents
Role & Responsibilities

Ensure that credit approvals and collateral documents meet conditions.
Ensure that credit approvals and collateral documents meet conditions.
Ensure that conditions for credits are offered to customers as approved.
Ensure that terms of conditions of credits are conveyed as approved
Ensure that Bonds & Guarantee are issued in accordance with approved terms and conditions
Ensure that all reviewed collateral documents are lodged for filing
Ensure that all necessary reports are rendered as and when due or required
Ensure that all Irrevocable Standing Payment Orders are issued in accordance with approved terms and conditions.

Ensure that credit approvals and collateral documents meet conditions: (Time Spent 30%)

Review all credit approvals to ensure that they are in line with the credit policy and regulatory provisions.
Identify the approved collateral and securities and ensure that all collateral documents meet the approved conditions and that they are in place before authorizing availment of all facilities and guarantees issuance.
Ensure that all approved pre-disbursement conditions are in place before availment of facilities
Liaise with the Business offices and Credit Admin to ensure that satisfactory CRMS report is in place before availment of facilities.
Ensure that good credit bureau reports are in place before availment of facilities
Advise management in dealing with credits with unsatisfactory credit reports.
Advise management on the appropriate steps to deal with improperly approved facilities and deficient documentation.
Prepare and sign off on Credit Availment Tickets.

Ensure that conditions for credits are offered to customers as approved: (Time spent 15%)

Issuance of offer letters to customers in line with approved terms and Conditions of the facilities.

Ensure that terms and conditions of credits are offered to customers as approved: (Time spent 20%)

Review of Credit Approval Communication to convey the terms and conditions of credit approval

Ensure that Bonds & Guarantees are issued in accordance with approved terms and conditions: (Time spent 20%)

Review all requests for bonds and guarantees to ensure they are in line with approved terms and conditions.
Issuance of bonds and guarantees in line with approved terms and conditions.
Confirmation of bonds and guarantees issued to beneficiaries.
Ensure that all approved income and fees on bonds and guarantees issuance are taken.

Rendition of management reports and registration of collateral documents: (Time spent 5%)

Rendering reports to Management as and when required on approved credits.
Rendering reports on availed facilities.

Ensure that all reviewed collateral documents are lodged for filing: (Time spent 5%)

Ensure that all disbursement and collateral documents from the business offices are received for filing.
Ensure that all credit and collateral documents are lodged with the Archives after availment for proper custody and safety.
Ensure the maintenance of filing systems, both electronic and hard copy.

Ensure that Irrevocable Standing Payment Orders (ISPO) are issued in accordance with approved terms and condition:

Review all request for ISPOs issuance to ensure it is in line with approved terms and conditions.
Issuance of ISPOs in line with approved terms and conditions.
Confirmation of ISPOs issued to beneficiaries.
Ensure that all approved income and fees on ISPO issuance are taken.

Compétences / Exigences / Qualités

Key Performance Indicator

Responsiveness to availment requests within 24 hours of receipt of complete documentation.
Effectiveness at ensuring that approved credits are availed only when conditions precedent to drawdown have been satisfied or appropriate deferrals/waivers obtained.
Timeliness in generating report as at when due.

Volume of internal customer complaint
EDUCATION REQUIREMENTS
Education- Minimum of bachelor’s degree in Law (for documentation review) or Accountancy/Business Studies/Administration and related courses(for CACOM issuance).
EXPERIENCE
Experience – Minimum of 0-3 years banking or minimum of 1-4 years non-banking but related experience.
Key Competencies:Knowledge
Basic knowledge of regulatory and statutory requirements for availment of credits
Skills/Competencies/Aptitudes

Good analytical skill.
Good writing skill.
Good presentation skill.
Good drafting Skill.
Broad IT skill.

Profil du candidat

» Niveau d'expérience: Expérimenté
» Années d'expérience: Entre 3 ans et 5 ans
» Niveau Académique Minimum: Licence

Documents de candidature

» Motivation Letter
» Resume

NOTE: LES ARNAQUEURS SONT DE PLUS EN PLUS ASTUCIEUX! N'envoyez jamais de l'argent à un inconnu au cours d'un recrutement quelle que soit la raison! Et Si vous devriez le faire, que ce soit à vos PROPRES RISQUES!

Instructions de candidature

Veuillez cliquer sur le bouton Postuler ci-dessous pour soumettre votre candidature

Recevez des alertes Emploi

Postuler Maintenant

Recevez instantanément nos offres en cliquant ci-dessous:

GROUPE WHATSAPP D'OFFRES D'EMPLOI